As the year ends, remember to use your dental benefits before they expire. Carson Dental and Cosmetic Centre, your Long Beach dentist, is here to help you maximize your benefits. Don’t miss out on this chance to make the most of your benefits with our network dentists in your geographic area. Most dental insurance plans run on a calendar year. This means unused benefits usually don’t carry over to the next year. By using your benefits wisely, you can get the most value from your plan and keep your smile healthy. Understanding Your Dental Benefits Key Aspects of Dental Benefit PlansDetailsAnnual MaximumThe total amount your dental benefit plan will pay for your care within a year.DeductibleThe amount you need to pay out-of-pocket before your insurance starts covering costs.Coverage PercentagesDifferent treatments are covered at different rates (e.g., preventive care at 100%, basic care at 80%, major care at 50%).Note: Understanding these details helps you maximize your benefits and get the care you need. Check with your insurance provider or our office for specifics about your coverage. Why Use Your Benefits Now? ReasonExplanationAnnual Maximum ResetsIf you don't use your full annual maximum, that money essentially disappears. You’ve already paid for this benefit through your premiums, so it’s wise to utilize it.Deductible ResetsIf you've met your deductible this year, you’ll get more value from treatments now. Waiting until next year means you’ll need to meet the deductible again.Preventive ServicesMost plans cover preventive services at 100%. Use these benefits to keep your oral health …
As the year ends, remember to use your dental benefits before they expire. Carson Dental and Cosmetic Centre, your Long Beach dentist, is here to help you maximize your benefits. Don’t miss out on this chance to make the most of your benefits with our network dentists in your geographic area.
Most dental insurance plans run on a calendar year. This means unused benefits usually don’t carry over to the next year. By using your benefits wisely, you can get the most value from your plan and keep your smile healthy.
Understanding Your Dental Benefits
| Key Aspects of Dental Benefit Plans | Details |
|---|---|
| Annual Maximum | The total amount your dental benefit plan will pay for your care within a year. |
| Deductible | The amount you need to pay out-of-pocket before your insurance starts covering costs. |
| Coverage Percentages | Different treatments are covered at different rates (e.g., preventive care at 100%, basic care at 80%, major care at 50%). |
Why Use Your Benefits Now?
| Reason | Explanation |
|---|---|
| Annual Maximum Resets | If you don’t use your full annual maximum, that money essentially disappears. You’ve already paid for this benefit through your premiums, so it’s wise to utilize it. |
| Deductible Resets | If you’ve met your deductible this year, you’ll get more value from treatments now. Waiting until next year means you’ll need to meet the deductible again. |
| Preventive Services | Most plans cover preventive services at 100%. Use these benefits to keep your oral health in check. |
| Dental Problems Can Worsen | Delaying treatment can lead to more extensive and expensive procedures down the line. |
| Fees Might Increase | Dental offices sometimes adjust their fees at the start of the new year. |
| Flex Spending Accounts (FSA) | If you have an FSA, use those funds by the end of the year or soon after. |
Treatments to Consider
| Dental Service | Description |
|---|---|
| Routine Check-ups and Cleanings | If you haven’t had your bi-annual check-ups, now’s the time. These preventive services are often fully covered and are crucial for maintaining oral health. |
| Fillings or Crowns | If you need a cavity filled or a crown, it’s best to get it done soon. These issues can worsen over time, leading to more extensive treatments. |
| Teeth Whitening | While not always covered by insurance, some plans offer coverage for cosmetic procedures. Consider brightening your smile for the upcoming holiday season. |
| Invisalign or Orthodontics | Some plans offer orthodontic benefits. If you’ve been considering straightening your teeth, now might be the perfect time to start. |
| Implants or Bridges | If you’re missing teeth, getting implants or bridges can greatly enhance your oral health and quality of life. |
| Night Guards or Sports Guards | If you grind your teeth or play sports, protective gear can help protect your smile and may be covered by your plan. |
Planning Your Treatment
To make the most of your benefits, follow these steps:
- Schedule a check-up soon: This allows time for any necessary follow-up treatments before year-end.
- Review your benefits: See what’s covered and how much of your annual maximum remains. Contact your insurance company for a full description of your dental coverage and any included vision benefits.
- Discuss treatment options: Talk with our doctors about any ongoing dental issues or desired improvements.
- Plan your appointments: Book necessary treatments before the holiday rush.
- Split treatments: If a procedure is expensive, start it this year and finish next year to use benefits from both years. This can be especially useful with your health plan and dental service timing.
Following these steps ensures you use your benefits efficiently and maintain optimal oral health.
How We Can Help
At Carson Dental and Cosmetic Centre, we help you maintain great oral health and get the most from your insurance benefits. Our knowledgeable staff can:
- Help you understand your benefits
- Provide treatment cost estimates
- Submit claims on your behalf
- Offer flexible scheduling to accommodate your needs before year-end
Don’t Let Your Benefits Go to Waste
Remember, your dental benefits are a valuable resource for maintaining your oral health. Using your benefits before they expire saves you money and invests in your smile and overall health. As the year comes to a close, take a moment to check your dental benefits and schedule an appointment. If you need a routine check-up, dental treatment, or cosmetic work, now is the perfect time to schedule your visit.
At Carson Dental and Cosmetic Centre, we’re here to partner with you in achieving your best possible smile. Ensure you utilize your benefits effectively before they expire. Contact us today to schedule your appointment and use your dental insurance before the year ends. Begin the new year with a healthy, confident smile.
Whether you need a routine check-up, dental treatment, or cosmetic work, it’s the perfect time to book your visit!